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You're going on a holiday trip, the vacation of a lifetime. You've got your tickets, hotel reservations, a guidebook, and you even started learning some local phrases to help get around.

But what about travel insurance? The flight booking web sites all try to get you to buy it when you get your airline ticket. On the other hand, you've traveled before without getting any, and everything went just fine. Is travel insurance actually worth the money, and how does it work?

The travel insurance question really breaks down into three parts. This site will help you answer each of them, so that you can make the right decision. Because this site is not run by a travel insurance company, you can rest assured you're getting fair, unbiased information.

1
Do I need travel insurance?
2
What kind of coverage do I need?
3
Which company should I buy it from?